Buying guide

Do I need a mortgage broker to refinance my home loan?

To help you sort your mortgage out we’ve answered common questions around mortgage brokers.

Ben Tutty
Last updated: 27 August 2025 | 3 min read
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AI summary

While not essential for refinancing, a mortgage broker offers impartial advice on home loans from multiple lenders. They can help you compare options, potentially find better rates, and simplify the application process, especially for those with unique financial situations.

However, be aware that brokers don't work with every bank, and commissions may influence their advice. It's wise to ask about their lender panel and any potential fees before you commit to their service.

No you don’t need a mortgage broker to refinance your home loan

Refinancing could save you money to spend on the things that really matter.

How can a mortgage broker help you?

The drawbacks of using a mortgage broker

When should you see a mortgage broker?

Could refinancing with a mortgage broker save you money?

Do mortgage brokers do credit checks?

So is a mortgage broker right for you?

Author

Ben Tutty Ben Tutty
Content Writer