Buying guide
Do I need house insurance and how much does it cost?
We’ve answered all of your questions about house insurance to help make sure you've got the cover you need.
AI summary
House insurance protects your home from damage like fire or floods and is typically required by lenders before settlement. Your policy's sum insured is the rebuild cost, not market value, which you can estimate using the Cordell Sum Sure Tool.
Premiums vary by location, property age, and risk. Consider adding contents insurance for your belongings. Most policies automatically include EQC cover for natural disasters. It is wise to shop around annually to ensure you have the best cover.
What insurance do you need on your house in NZ?
House insurance
Contents insurance
Life and trauma insurance
EQC insurance
House insurance can provide cover for flooding and much more.
How much is house insurance in NZ?
When should you get home insurance when buying a house?
How do you calculate house insurance value NZ?
Property repairs can be hugely expensive. Insurance can help.
What to do after a fire with my house insurance?
Online quote on house insurance in NZ
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