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First home buyer stories: From an empty auction room to One Tree Hill

A ghost auction, maxed-out KiwiSaver, and a builder uncle's nod: how Zach and Zara bought their first home.

AI summary

First-home buyers Zach and Zara secured their One Tree Hill home after a unique auction where no one else attended. By saving aggressively while living with family and using their KiwiSaver, they built a strong deposit. When the property passed in, they successfully negotiated a price of $1.05 million.

Their key advice for others includes:

- Talk to your bank or broker early

- Get an objective second opinion before getting attached

- Thoroughly inspect the entire section, not just the house.

Luna lounging in her new home

Talk to your bank or broker earlier than you think. "Do it even if you think you're not ready. They'll show you exactly where you stand and what's realistically achievable."
Keep your head over your heart. "Don't get overly attached to any single listing. If the one you love sells to someone else, don't lose heart. There will always be another property."
Bring an objective second opinion. "Whether it's a builder, your parents, or a blunt friend, bring people who will give you an honest take. They spot the flaws you overlook when you're caught up in the excitement."
Inspect the grounds, not just the floor plan. "Walk the entire boundary. Look at drainage, mature planting, and invasive weeds just as thoroughly as the kitchen and bathroom."