Buying guide
Fixed, floating or split mortgage?
Understand your options
6 December 2023

How does a fixed mortgage work?
Choosing a fixed rate term
There may be some repayment flexibility with a fixed mortgage
How does a floating mortgage work?
Why do floating rates change?
What are the different types of mortgages?
Examples of possible mortgage structures
Getting experienced advice
Authors
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‘It’s time for life and laughter to fill the bach again’: Architect’s retreat and boatshed listed 30 years on
This two-level bach at Maraetai Bay in Queen Charlotte Sound was designed by the late architect Jonty Rout.
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