Buying guide

Guide: using equity to buy a second property, renovate, or invest

Do you know how much equity you have?

Last updated: 3 February 2025 | 5 min read

How much equity is in my house?

If you've owned your house for a while you might be surprised what you can borrow.

It may even be possible to build a new home using equity from your existing home.

Author

Get a better understanding of property value across New Zealand

This two-level bach at Maraetai Bay in Queen Charlotte Sound was designed by the late architect Jonty Rout.

Other articles you might like

Before you buy you’re going to need to save a large portion of the purchase price. Find out how much you need.

6 August 2025

Q & A session with Keira Billot, a General Manager at Heartland Bank

27 March 2023

Whether you’re buying your first home or just need a refresher - this glossary will come in handy.

9 July 2025