Buying guide
Using KiwiSaver for your house deposit: a guide
Here’s how you can use Kiwisaver for your house deposit.
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AI summary
You can use your KiwiSaver savings for a deposit on your first home in New Zealand if you've been a member for at least three years.
While mainly for first-home buyers, some previous owners may qualify after an assessment by Kāinga Ora. You can withdraw most of your balance but must leave a minimum amount, typically $1,000. Always check with your specific KiwiSaver provider for their rules and withdrawal process before making any plans.
What you’ll learn:
How much do you need for a house deposit in NZ?
Using Kiwisaver can make a big difference to your deposit pot.
Can KiwiSaver be used for house deposit? How it works
Who can use KiwiSaver for a house deposit?
You and your spouse can both use your KiwiSaver to contribute to your deposit.
How much KiwiSaver can I withdraw for a home deposit?
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