Buying guide
Using KiwiSaver for your house deposit: a guide
Here’s how you can use Kiwisaver for your house deposit.
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AI summary
Using your KiwiSaver for a house deposit is a great option for many first-home buyers. To be eligible, you must have been a member for at least three years and intend to live in the New Zealand property you are purchasing.
You can withdraw your contributions, plus those from your employer and the government, but must leave a minimum balance (usually $1,000). Previous homeowners may also qualify if Kāinga Ora assesses them as being in a similar financial position.
What you’ll learn:
How much do you need for a house deposit in NZ?
Using Kiwisaver can make a big difference to your deposit pot.
Can KiwiSaver be used for house deposit? How it works
Who can use KiwiSaver for a house deposit?
You and your spouse can both use your KiwiSaver to contribute to your deposit.
How much KiwiSaver can I withdraw for a home deposit?
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