Buying guide

Buying guide: How much to offer on a house

Some tips on finding that sweet spot.

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Deciding how much to offer on a house requires careful preparation. Start by conducting thorough research using free tools like Homes.co.nz to compare recent sales and estimates. For the most accurate figure, consider getting a professional valuation.

Establish a firm budget and know your absolute walk-away price to avoid financial strain. A smart tactic is to offer an odd number, which can give you an edge over competing buyers. Always be prepared to walk away if the price exceeds your limit.

I’m buying a house, how much should I offer?

1. Knowledge is power

Research property

Property tools and information to help you research the market on homes.co.nz.

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Trade Me Property Insights is a free tool that allows you to research and track home values.

2. Think hard about what you’re willing to spend

Think hard about what the maximum amount you can spend, without getting yourself into financial difficulty.

3. Know when to call it quits