Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Buying your first home is more achievable with financial support. You can boost your deposit by withdrawing from your KiwiSaver after three years of contributions.
The First Home Loan scheme from Kāinga Ora helps eligible buyers secure a home with as little as a 5% deposit.
Specialised Kāinga Whenua Loans assist Māori building on multiple-owned land. Help from family, such as cash gifts or loan guarantees, is another valuable option to consider for your deposit.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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