Buying guide
Guide: Selling & buying a house at the same time
We break down what you need to consider when buying and selling at the same time.
AI summary
Buying and selling a house at the same time is a common but complex process for many Kiwis. This guide outlines your main options.
Buying first with a conditional offer is popular, but be aware of risks like the cash out clause and the need for expensive bridging finance. Selling first makes you a more attractive cash buyer, though you may need to rent temporarily.
Juggling both simultaneously involves listing your home while actively searching, aiming to align settlement dates.
Option one: Buying first
Things to keep in mind:
How do bridging loans work?
Moving is a massive job. Taking the time to decide which financial path suits you best helps ensure this 'juggling act' ends with a successful settlement day
Option two: Selling first
Option three: Buying and selling at the same time
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