Buying guide
How to make an offer on a house in NZ
So you’ve found a home and want it to be yours. Here’s what to do next.
AI summary
Making an offer on a house in NZ requires careful steps. Always consult your lawyer to review the Sale and Purchase Agreement and add necessary clauses. It's also crucial to confirm your finances with a lender or mortgage adviser.
You can make a conditional offer, which depends on factors like securing finance or a satisfactory building report. Alternatively, a riskier unconditional offer is a firm commitment to buy. To make your offer more attractive, be flexible on the settlement date and have your finances prepared.
How to make an offer on a house in NZ: the steps
1. Talk to your lawyer
2. Confirm your finances
You'll need to confirm your finances before making an offer.
3. Decide what conditions, if any, you want to include in your offer
Think about what conditions you might want to add to your offer, and how the buyer might see them.
4. Understand the sale and purchase agreement
The Sale and Purchase Agreement is an important document you need to understand.
How to make a house offer more attractive
1. Be flexible on settlement date
2. Be prepped with your finances
3. Show commitment to working through your conditions
4. Keep your timeframes as short as possible
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