Buying guide
How to make an offer on a house in NZ
So you’ve found a home and want it to be yours. Here’s what to do next.
AI summary
Making an offer on a house requires careful preparation. Always consult your lawyer first to review the Sale and Purchase Agreement and complete due diligence. It's also crucial to confirm your finances with your lender or mortgage adviser.
You can submit a conditional offer, which depends on clauses like a building report or finance approval, or an unconditional offer, which is a firm commitment to buy. To make your offer more attractive, be flexible on the settlement date.
How to make an offer on a house in NZ: the steps
1. Talk to your lawyer
2. Confirm your finances
You'll need to confirm your finances before making an offer.
3. Decide what conditions, if any, you want to include in your offer
Think about what conditions you might want to add to your offer, and how the buyer might see them.
4. Understand the sale and purchase agreement
The Sale and Purchase Agreement is an important document you need to understand.
How to make a house offer more attractive
1. Be flexible on settlement date
2. Be prepped with your finances
3. Show commitment to working through your conditions
4. Keep your timeframes as short as possible
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