Buying guide
NZ government help for first home buyers (2025)
Need a hand from the man?
AI summary
Navigating the property market is easier with government support for first home buyers. Kāinga Ora underwrites First Home Loans, allowing eligible Kiwis to buy with as little as a 5% deposit.
Other key support options include:
- Kāinga Whenua Loans for building on Māori land.
- KiwiSaver first-home withdrawal to boost your deposit.
- Tenant home ownership grants for some Kāinga Ora tenants.
While the First Home Grant is no longer available, alternatives exist. Seek professional financial advice to explore your options.
Government housing initiatives for home buyers
First Home Loans
Need a hand with your deposit?
Kāinga Whenua Loans
Tenant home ownership
Kiwisaver first home withdrawal
Ready to buy your first home?
The First Home Buyer’s Grant
Other ways to get help
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