Buying guide

Kāinga Ora First Home Partner Scheme explained

Need a hand buying a home? Kāinga Ora may be able to help.

Ben Tutty
Last updated: 8 March 2025 | 4 min read
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The Kāinga Ora First Home Partner scheme is a shared ownership programme for first-home buyers. Kāinga Ora can contribute up to 25% or $200,000 towards a brand new home, while you provide a minimum 5% deposit and secure a bank loan for the remainder.

Key requirements include a household income under $130,000 and being a first-home buyer. You are expected to buy out Kāinga Ora's share within 15 years. The scheme is currently fully subscribed, but check for future openings.

What is the First Home Partner Scheme?

To be eligible for First Home Partner you must:

How to apply

Need a hand buying your first home?

The First Home Partner Goals Management Programme

Your obligations as part of the First Home Partner Scheme

A little help can go a long way.

Before you apply

Author

Ben Tutty Ben Tutty
Content Writer