Buying guide
Kāinga Ora First Home Partner Scheme explained
Need a hand buying a home? Kāinga Ora may be able to help.

AI summary
The Kāinga Ora First Home Partner scheme is a shared ownership program for first-home buyers who can service a mortgage but lack a sufficient deposit.
Kāinga Ora contributes up to 25% or $200,000 towards a new build, which you aim to buy back within 15 years. Applicants need a minimum 5% deposit and must meet criteria including:
- Household income under $130,000
- Buying a brand new home
The scheme is currently fully subscribed, but check for future openings.
What is the First Home Partner Scheme?
To be eligible for First Home Partner you must:
How to apply
Need a hand buying your first home?
The First Home Partner Goals Management Programme
Your obligations as part of the First Home Partner Scheme
A little help can go a long way.
Before you apply
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