Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
To protect your biggest asset, it's crucial to understand what can void your NZ home insurance. Your policy could be at risk if you provide inaccurate information, neglect maintenance, or leave your home unoccupied for extended periods (often over 60 days).
Failing to take reasonable security measures, like locking doors, or missing premium payments can also invalidate your cover. Always read your policy document carefully to understand your obligations and ensure you remain fully protected.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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