Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
Protect your biggest asset by understanding what can void your home insurance. Common pitfalls include providing inaccurate information when applying, missing renewal payments, and leaving your home unoccupied for extended periods (often over 60 days).
Your policy could also be at risk from neglecting maintenance, failing to secure the property by locking doors, or not reporting incidents like burglaries to the police. Always read your policy carefully to understand your obligations and ensure your cover remains valid.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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