Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
Protect your home insurance by avoiding common pitfalls that could void your cover. It's crucial to understand your obligations as an owner to ensure your policy remains valid when you need it most.
Key actions that can invalidate your policy include:
- Providing inaccurate information when applying.
- Leaving your home unoccupied for over 60 days.
- Neglecting essential maintenance and repairs.
- Failing to take reasonable care, such as not locking doors.
Always read your policy documents carefully.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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