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Interest rates just hit a fresh low. Could we see a rate starting with 3 in by the new year?
Banks are vying for our business by advertising lower rates.

Competition heats up
Economist Cameron Bagrie believes we’re nearing the trough in the cycle
Why are rates dropping now?
Lock now, or wait for lower rates?
Is the magic 3 possible?
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‘Time to step back from the tools’: Chef Michael Van de Elzen quitting ‘hospo’; selling up
Celebrity chef couple selling their amazing 'good food' lifestyle farm.

First-home buyer: Cute ‘hippie’ cottage a retreat from city life for under $400k
Finding an affordable property is hard – but there are still some gems out there, including this Buller cottage.
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